Saratoga Community Federal Credit Union
23 Division Street
Saratoga Springs, NY 12866
Credit unions are not banks; they are not-for-profit financial cooperatives. We were founded to serve our members – not to make a profit. As a member, you have equal ownership and one vote. Your board members are volunteers and all earnings are returned to the members as lower loan rates, higher dividends, and lower fees. We are Saratoga’s credit union.
You find your home and we’ll take care of the mortgage. With flexible options and competitive rates, we have a mortgage for everyone. And the best part is, you get the best in mortgage servicing and processing from friendly, local professionals. Buying a home is an exciting process. We want to be a part of that process and have a mortgage that fits your needs. Whether you know what you need or just want to talk about options, we are here for you.